The Right Funding Solution

Are you searching for fast cash for your growing business? PayPoint Funding is the right small business funding solution so you can conquer your business goals. Since 2007, we have taken the mystery out of finding the right small business loan for your growing business. We offer you a fast and easy working capital to meet your business requirements to help with expansion, new hires, inventory, training, maintenance, remodeling, and cash flow. Apply today and get ready to empower your business with a quick infusion of working capital.

Merchant Cash Advance

Allows your business to receive a lump-sum of capital in exchange for an agreed-upon percentage of your business's future sales. This type of funding is ideal if you need quick access to cash even if your credit is not healthy.
 

As a business owner, applying for an MCA is simple and have funds deposited into a business checking account reasonably quickly - sometimes as soon as 27 hours after approval with no need for collateral.

Small Business Loans

Allows your business to borrow capital based on prespecified repayment terms that include interest over a set period. A small business loan requires at least six months in business with monthly revenue of at least $10,000.

PayPoint Funding offers either a secured or unsecured small business loan that fits your business current or future needs. We provide straightforward access to funding to grow your small business without having to put up personal collateral with unsecured financing.

Traditional Financing

Is generally a loan or line of credit which is usually based on the "four Cs," character, collateral, capital, and capacity. This loan requires lenders to look at your credit history, your business plan, and your assets.

Traditional financing does entail a longer approval process so not ideal for those businesses who are seeking fast cash.

Factoring

Allows you to sell your business's account receivable or invoices at a discount, so your business can raise the capital needed to meet your present and immediate cash flow needs.

Invoice factoring allows your business to receive fast cash on your receivables rather than waiting the 30 to 60 days it often takes a customer to pay. Get an advance on your purchase orders with Invoice Factoring and access more working capital with full flexibility.

Credit Card Processing

Allows your business the opportunity to easily grow and manage its cash flow by accepting credit card payments on your website, over the phone, in-person, or on a mobile device. With integrated credit card processing systems, payments are automatically applied to accounting software, posted to Accounts Receivable and General Ledger.