Turning Business Victory into Reality –

Empowering Businesses with Cash Flow.

The Right Funding Solution

Are you searching for fast cash for your growing business? PayPoint Funding is the right small business funding solution so you can conquer your business goals. Since 2007, we have taken the mystery out of finding the right small business loan for your growing business. We offer you a fast and easy working capital to meet your business requirements to help with expansion, new hires, inventory, training, maintenance, remodeling, and cash flow. Apply today and get ready to empower your business with a quick infusion of working capital.
Apply Today. Fund Tomorrow. It's that Simple!


"I had a wonderful experience with PayPoint Funding. They have helped me grow my business, and the staff is helpful and very professional. I will recommend them anytime."

Paula - Catering

PayPoint Funding focuses on making business financing available to business owners just like you with:

Merchant Cash Advance

Allows your business to receive a lump-sum of capital in exchange for an agreed-upon percentage of your business's future sales. This type of funding is ideal if you need quick access to cash even if your credit is not healthy.

As a business owner, applying for an MCA is simple and have funds deposited into a business checking account reasonably quickly - sometimes as soon as 27 hours after approval with no need for collateral.

Small Business Loans

Allows your business to borrow capital based on prespecified repayment terms that include interest over a set period. A small business loan requires at least six months in business with monthly revenue of at least $10,000.


PayPoint Funding offers either a secured or unsecured small business loan that fits your business current or future needs. We provide straightforward access to funding to grow your small business without having to put up personal collateral with unsecured financing.

Traditional Financing

Is generally a loan or line of credit which is usually based on the "four Cs," character, collateral, capital, and capacity. This loan requires lenders to look at your credit history, your business plan, and your assets.


Traditional financing does entail a longer approval process so not ideal for those businesses who are seeking fast cash.


Allows you to sell your business's account receivable or invoices at a discount, so your business can raise the capital needed to meet your present and immediate cash flow needs.


Invoice factoring allows your business to receive fast cash on your receivables rather than waiting the 30 to 60 days it often takes a customer to pay. Get an advance on your purchase orders with Invoice Factoring and access more working capital with full flexibility.

Credit Card Processing

Allows your business the opportunity to easily grow and manage its cash flow by accepting credit card payments on your website, over the phone, in-person, or on a mobile device. With integrated credit card processing systems, payments are automatically applied to accounting software, posted to Accounts Receivable and General Ledger.

Why your business needs small business funding:

increasing cash flow



buying new equipment

hiring extra staff    



purchasing additional inventory

Your straightforward way of acquiring working capital:



A simple secure no-obligation application.
Our dedicated funding specialist are here to answer your questions and help you achieve your financial goals.
Sign your contract and receive funding in as fast as 24 hours.
Apply Today. Fund Tomorrow. It's that Simple!

Some of the many industries we fund:


Bars & beverage






Medical professionals

Minority-owned businesses

Online retail stores


 Repair shops

Restaurant & food industry


Service based

 Veteran-owned businesses

Women-owned businesses

PayPoint Funding, your right small business funding solution.


We aspire to champion small businesses who are the backbone of this country. At PayPoint Funding, we believe small business owners deserve fast working capital for their business. We achieve this by offering you an effortless application process, competitive rates, and no hidden fees while protecting your privacy with secure encrypted technology. For over a decade, we pride ourselves on our high approval rate and unparalleled customer service. Get your free quote today and let PayPoint Funding help you grow your business!


Apply Today. Fund Tomorrow. It's that Simple!